Gateway Credit

HELPING YOU REACH FINANCIAL

Gateway Credit Solutions our tailored approach ensures that we provide the best possible solutions to every individual who seeks our help. Everyone’s financial situation is different. That’s why we collaborate closely with our clients to create customized strategies that cater to their individual desires.

Our team is highly skilled in credit repair, business funding, and tax filing.

Honesty is the key

Committed to Helping You Achieve Long-Term Financial Success WE strive to be upfront and honest with you about your service and what to expect.

We are committed

We recognize the devastating effects that credit problems can have on many facets of life, from limiting home buying and transportation options to impacting overall opportunities. Trust us to get you on a path to financial success.

Maxium effort

Our team works closely with clients to not only repair credit issues but also provide invaluable insights and resources to achieve long-term financial stability.

How we work

We can improve your credit in 4 steps

Repair Your Credit with Remarkable Outcomes! Gate Credit Solutions operate in 40-day cycles. At the conclusion of each cycle, you will be sent three credit reports to your home. These reports, showcasing the removed questionable negative items from your credit, signify your progress. Send these reports to us via fax, email, or mail, and await your progress report update.

Step 01

Credit Report Acquisition and Enrollment with Smartcredit

You will be required to provide us with your credit reports from all three credit bureaus, Equifax, Transunion and Experian. We prefer that you use Smartcredit to pull all three of your credit reports (also known as 3B).It is mandatory you stay enrolled with Smartcredit while your credit is being repaired.

Step 02

Comprehensive Credit Analysis and Actionable Steps

Second, we provide you with a deep credit analysis of your credit report spotting all inaccurate information. We then look at the various factors that are pulling your credit score down and provide you with actionable steps to get your score back up. Lastly, we provide you with step by step guidance on how to rebuild and restore your credit. We focus on fixing your credit from start to finish. Our goal is to help consumers with bad credit through our restoration program.

Step 03

Dispute Process Initiation and Progress Tracking

Third, we load all of the inaccurate, misleading and unverifiable information into our system, and begin challenging questionable information with the credit bureau, creditor, and collector. Once the dispute letters are ready, we send them out to all and wait 30 to 40 days for updates. You can track your credit repair progress using our online portal. We focus on fixing your credit from start to finish.

Step 04

Update Analysis and Resolution Pursuit

Once the updated credit reports come back, we analyze the updates for any changes to the inaccurate, misleading and unverifiable information. If there are changes, we update your file and then move on to the next inaccurate, misleading and unverifiable item. If the item comes back verified with no change, we follow up with the credit bureaus to try to get a resolution on why the inaccurate information is still on the credit report. We continue to pursue credit bureaus until we get a desired resolution.

Personal Credit

You can’t drive however you want, you have to follow traffic laws. Just like traffic laws, banks, credit bureaus, and creditors have credit laws they must follow. Many times banks, credit bureaus, and collection agencies do not follow these laws when reporting derogatory accounts.

The good news for you is that the burden of proof is on creditors and credit agencies to show that they have complied correctly. Our job is to find what they are doing wrong and take advantage of the laws to remove the accounts from their credit.

AUDIT

The first step is to identify the problems and issues holding back your credit with a comprehensive credit analysis.

CHALLENGE

Using consumer protection laws, we file factual disputes to challenge errors in derogatory articles that withhold your credit.

My novae disputes

A credit repair expert so you don’t have to be. Fixing your own credit used to require a ton of work and a bit of luck. But now, myNovaeDisputes makes fixing your credit and increasing your credit score fast and easy. myNovaeDisputes is so smart and easy to use, you might think it’s magic

We can help you delete these accounts from Experian, Equifax, and TransUnion:

No need to create an account with each credit bureau. myNovaeDisputes brings all three credit bureaus to you.

Smart Import

myNovaeDisputes automatically imports your 3 bureau credit report without creating a hard inquiry.

Brilliant AI

myNovaeDisputes’ Artificial Intelligence knows which accounts are hurting your credit and helps you create powerful disputes to remove them.

Unlimited Disputes

Dispute as many accounts as you want on all 3 bureaus at the same time. It doesn’t matter if you have one account or fifty accounts to dispute, myNovaeDisputes can easily manage and track all of them.

A personal loan can be used for virtually any purpose.

Debt Consolidation

Consolidate multiple loans into one loan with a single payment.

Credit Card Refinancing

Pay off high-cost credit card debt with a flat monthly payment.

Home Improvement

Install that new kitchen or bathroom.

Major Purchases

Fund that major purchase.

Business

Thinking about funding a small business or startup?

Vacation

Use the funds to take that dream vacation.

Find a credit card

Compare and choose offers from top providers to find the credit card that suits your needs.

Safe and Secure

We use 256-bit encryption to secure your information — a higher security standard than many banks.

Debt help

Helping to Reduce Your Monthly Debt Payment by up to 50%!

Qualify for an Instant Tax Refund Advance up to

Convenient ways to receive money

Green Dot® Prepaid Visa® Card

Taxpayers looking for a safe and easy alternative to a paper check can receive their refund on a Green Dot® Prepaid Visa® Card.

Direct Deposit

Money can be deposited into a checking or savings account. Funds are disbursed immediately upon IRS or state funding, reaching your bank account in 1-2 business days.

WILL-BASED ESTATE PLAN

Make a Will online in minutes.

Customized, state-specific Wills for individuals or couples.

TRUST-BASED ESTATE PLAN

Create a Living Trust online that covers everything.

Customized, state-specific Trusts for individuals or couples.

Consumer Financing

Offer financing options with Novae to increase your conversions and revenue and PAY 0% MERCHANT FEES!

Start Your LLC for $0

Form your LLC without the hassle, worry-free! Only pay state fees, we’ll take you through every step!

Lets get you started

Although you have the freedom to register your LLC in any state across the United States, it is typically advisable to opt for registration in the state where you plan to operate your business.

When starting your LLC, focus on a few key steps to initiate the process smoothly. Begin by selecting a unique name for your company, ensuring it includes “LLC.” After that, file the necessary Articles of Organization with your state’s Secretary of State office. Additionally, consider appointing a registered agent to handle legal correspondence. These initial steps lay the foundation for establishing your LLC, and our team is here to guide you through the process with ease and expertise.

Empowering Your Business Journey, One LLC at a Time.

Business Credit Builder Program

THIS PROGRAM FOCUSES ON INCREASING THE FUNDABILITY OF YOUR BUSINESS

Novae has partnered with several financial institutions to provide Business Funding programs, the building of Business Credit, and Funding Specialist Support.

WE DO THIS IN 7 SIMPLE STEPS

Establish Your Business Credibility

Help you gain Business Listing Congruency and establish compliance items needed to start qualifying for business credit in your business name.

STEP-1

Establish Your Business Credit Reports

Help you set up accounts with the BUSINESS credit reporting agencies properly and for free to ensure you begin to build business credit history.

STEP-2

Establish “Starter” Business Credit Accounts

Over 90% of companies that offer ”vendor credit” do not report your payment history to the business credit reporting agencies. We provide you with those that do.

STEP-3

Monitor Your Business Credit Reports

Help you analyze your business credit reports to see when it’s necessary to add more tradelines or go to the next tier of business credit.

STEP-4

Establish Larger Credit Accounts

Help you set up accounts in the second of four business credit tiers that are larger and move beyond net terms in some cases.

STEP-5

Advanced Business Building Accounts

Help you set up accounts in the third of four business credit tiers that include but not limited to fleet credit and much more.

STEP-6

Acquire Revolving and Cash Business Credit Accounts

Help you establish business credit accounts through large banks, credit card companies, and alternative lenders all in your business name with potential funding ranges into the millions of dollars depending on what you qualify for.

STEP-7

Business credit

Regular Price – $3,495 For ONLY $2,495.00

We address your Business Lender Compliance items to identify any missing items lenders may require for approval.
Program includes 12 months of Novae's signature my Novae Disputes Manager to help address your personal credit challenges. Yes, it's included for FREE!
We will continue to assist with your profile until you are approved for $50,000 in collective business funding*.
*The $50,000 funding guarantee is based on our advisor team of Business Credit Experts assisting the client with securing several credit approvals, up to $50,000, through each tier of funding described

Diy business credit

For ONLY $995, you can get the following:

Get started with our No Credit Check Financing!

Make a down payment of $250 and monthly payments of only $65/month for 24 months! No interest if paid off in one year!

Novae's Business Funding Program

Novae offers funding for businesses in ALL 50 STATES NATIONWIDE!

** The below program minimums are a general guideline and funding approvals will be based on the health of your personal and or business credit profile. If your credit file has little to no credit, it will be hard to gain an approval. If your credit profile has credit card utilization above 30%, credit line approval will be more challenging. If your debt-to-income ratio is above 50%, all loan programs will be challenging to gain approval. Make these considerations before applying.

Business Services

Whether you own a startup or long-standing business, we and our trusted partners offer a suite of products and services to help get your business moving.

Web Design

Get a website to sell your business and ideas online today!

Graphic Design

Get Digital Flyers/Images, Printed Marketing Material, & More!

Logo Design & Brand Identity

Everything you need to launch your brand and look great from day one!

Domain & Hosting

Need a custom domain or hosting services? We can help!

SEO & Marketing

Let’s get your website to the top of the search engines!

Corporate Entity Formation

Legally set up your entity today!

BUSINESS DEBT

Reduce Business Debt Payments up to 90%

What you can expect from Novae's Business Debt Help program:

Increase your cash flow

Short-term debt can be converted into a manageable long term plan.

Improve your quality of life

Let us deal with creditors, collection agencies and attorneys so you can get back to doing what’s important, creating revenue, not hiding.

Avoid unnecessary legal fees

Debts can be settled without the need for attorneys.

Your payments are fixed & affordable

Cash outlay can be forecast and managed better.

Your consultation is free and requires no obligation .

SIGN UP HERE TO SCHEDULE CONSULT

“Novae is helping business owners establish business credit scores then leveraging the scores to access cash and credit.”

“Inc Magazine announced this week that Novae, LLC has been named one of Inc. 5000’s fastest-growing companies for a third year running, reaching number 903 on the list.”

“Black-owned fintech Novae LLC has announced the launch of a new online tool designed to help small businesses find grants and tax incentives that can help them to grow exponentially.”

See results in as little as 30 days

Remove Derogatory Items Holding Back Your Scores

By using consumer protection laws, we challenge and remove errors holding back your credit.

Professional Credit Audit and Analysis Report

Get a full analysis of your entire credit report as well as personalized action plan to address the issues.

Get Unlimited Personalized Credit Bureau Disputes

We create personalized disputes to address every error on your credit report.

We Do Everything We Can To Get You Fast Results

With our risk-free pricing, you have professionals driven to get the best results as quickly as possible.

Personalized Strategy To Improve Your Credit

Your credit is unique to you, we start by creating a personalized plan to help you improve your credit

Experience the Best Customer Care

We strive to keep you up to date with your case with email notification, online portal, and phone support.

Become a Affiliate

Become a Affiliate and turn your network into earnings! Earn commissions on every successful referral, with the opportunity to build a growing income stream. Start part-time and scale up as you see fit – the choice is yours!

It's Simple to Join

An affordable and sensible way to enter entrepreneurship! Work the Affiliate Program at your own pace and be your own boss. Get started for yourself, but you’re never by yourself. We provide all the support you need. Get up and running today! It’s Simple to Advertise

Start Earning Money!

Whether you work in the financial services industry, real estate, car sales, have a large network, podcast, content site or blog; we have effective online and offline marketing tools to meet your advertising needs and help you further monetize your business!

Want to help others build there credit

Earn up to $3,000+ per referral depending on the program your customer enrolls for and potentially grow a residual income.

Want to assist others with taxes Want to build business credit Want to offer your clients free vacations for utilizing

GET your credit fixed for FREE ($)

A Forge connections with individuals genuinely invested in witnessing your growth and success. Income Opportunity Who wants to learn how to make 6 figures this season right from your phone Need your own credit repaired? Luxury travels and Free Business Mentorship GET IN THE ROOM !!! $199 only to help you and you families.

FAQs

Frequently Asked Questions

01. Why should I choose your company?

We don't only work to remove negative inaccurate information from your credit report. We also give you the information you need to increase your credit score

02. How long does it take yo see results?

You can expect to see results in the least 30 days with it taking up to 90 days in some cases

03. How much will I have to pay?

You will need to pay a credit analysis fee of $150 in the beginning. During this process, we will give you a detailed report that explains what is lowering your credit score and what can be done to increase the score. If you decide you like the direction outlined, the fee is $89 per month. You are not obligated to sign up and you can cancel your service at any time. You are not charged a fee until work is performed.

04. What will I get when I sign up for the program?

Once you complete the sign-up process, we will begin working on your credit report to remove any inaccurate information. The program also provides you with the information you need to keep working on raising your credit score

05. How long will I need to stay in the program?

Most people find a period of at least three months is necessary while some stay in for up to six months to effectively increase their score.

06. Will your service help me get a home loan?

By increasing your credit score with the removal of inaccurate information, you will have a better chance of being approved for a home loan.

07. Do you dispute with collection agencies and creditors?

Yes, when necessary we will dispute inaccurate information with collectors and creditors.

9. Can you work on more than one inaccurate account at a time?

We can challenge as many as you want at a single time, the choice is yours.

Testimonial

What Our Customer Say About Us

Highly recommend Gateway Credit Solutions to anyone seeking to improve their credit quickly and efficiently.

- Patrick Miller

I cannot express enough gratitude for the incredible results provided by Gateway Credit Solutions. Their team has been a game-changer for my family, helping us build our credit super quickly and paving the way for a brighter financial future.

- Joseph Scott

I wholeheartedly recommend Gateway Credit Solutions to anyone in search of a reliable and effective partner in credit repair. The impact on our financial opportunities was immediate and significant.

-Julio Martinez

It's clear that they genuinely care about the success and well-being of their clients.

Julia Matthews

From the very beginning, the experts at Gateway Credit Solutions demonstrated a deep understanding of the serious credit building. They personalized a strategy tailored to our unique situation with the bankruptcy ensuring that every step taken was deliberate and effective

- Sarah Hambrick

Thankyou !! Gateway Credit Solutions, I was able to successfully address and remove collections items from my credit report. If you're facing challenges with collections on your credit report, I wholeheartedly recommend reaching out to Gateway Credit Solutions.

Crystal Jones